Nai Harn is the southern tip of Phuket: a beach in a bay, Nai Harn lake, villa neighborhoods, and a quiet residential area where expats often live long-term. There are noticeably fewer exchange booths here than in Patong or Karon, and the rates at those that exist are tourist rates. However, you don’t need to travel to the other side of the island to get baht.
ARBI Exchange converts rubles, dollars, euros, and USDT to baht online: the rate is fixed via Telegram or WhatsApp in about 60 seconds, and you collect cash at the nearest KasikornBank, Bangkok Bank, SCB, or KTB ATM by QR code, from a courier, or at the cashier of a nearby office. Licensed by the Bank of Thailand No. MC 225660108, support is available 24/7.
How to exchange currency in Nai Harn in 3 steps
- Write via Telegram or WhatsApp or leave a request in the calculator on the website — specify the currency and amount. A manager will fix the rate.
- Transfer money by a convenient method: from a Russian bank card (Sber, T-Bank, Alfa-Bank, VTB, SBP), in USDT, or bring cash to the office.
- Receive baht where it’s convenient: at an ATM near your home or hotel via QR code, from a courier, at the office cashier, or by transfer to a Thai bank account.
Where to collect cash in Nai Harn
Kasikorn, Bangkok Bank, SCB, and KTB ATMs are located in Nai Harn residential areas, near shops, and along the road to Rawai. Withdrawals via ARBI using QR code are free of the 220 baht fee that Thai ATMs charge for foreign card transactions.
The nearest cashier’s office is on Wiset Road (43/96 Wiset Rd), on the way from Chalong roundabout towards Rawai; another one in central Kata — 99 Soi Pakbang. Both are open daily from 10:00 to 22:00. A courier delivers cash to your address in Nai Harn; delivery is free for orders over 30,000 baht.
Why not withdraw from a card or exchange at the beach
- Withdrawing from a foreign card at a Thai ATM costs 220 baht per transaction plus an unfavorable bank rate.
- Street exchangers and hotels add a 3–5% markup “for location.”
- With ARBI, the rate and amount are named in advance, and cash foreign currency is not required.
Currencies and conditions
15 currencies: RUB, USD, EUR, CNY, JPY, AED, GBP, CHF, AUD, SGD, CAD, TRY, IDR, VND, and THB — plus USDT. The rate is unified, with no hidden fees. Minimum amount is 1,000 baht, no upper limit. Available options include bill payment by QR code, topping up a Thai card, international transfers to over 50 countries, and reverse baht exchange before departure.
